Privacy Policy

Effective Date: October 23, 2025
Last Updated: February 26, 2026


1. Introduction

Welcome to Safe Money Guys (“we,” “us,” or “our”), a brand operated by Smith and Llanes, Inc. We value your privacy and are committed to protecting your personal information.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit www.smguys.com or any related landing pages, lead forms, funnels, advertisements, or online tools (collectively, the “Site”).

By using our Site, submitting your information, or engaging with our services, you consent to the practices described in this Privacy Policy.


2. Information We Collect

a. Personal Information You Provide

When you complete a form, request a consultation, download materials, register for an event, or otherwise interact with our Site, we may collect:

  • Name

  • Email address

  • Phone number

  • State or ZIP code

  • Date of birth (if voluntarily provided for insurance purposes)

  • Mortgage information or financial details (if voluntarily provided)

  • Insurance or retirement planning preferences

  • Any other information you choose to provide


b. Automatically Collected Information

When you visit our Site, we may automatically collect certain technical and usage data, including:

  • IP address

  • Browser type and version

  • Device type and operating system

  • Pages visited and time spent on pages

  • Referral URLs

  • Cookies and tracking pixels

  • Click identifiers (such as fbclid or similar tracking parameters)

  • UTM campaign parameters

  • Page URLs visited

  • Browser user agent

  • Submission timestamps

  • Consent-related metadata

This information is used for analytics, advertising attribution, fraud prevention, system optimization, compliance verification, and service improvement.


c. Information From Third Parties

We may receive information from:

  • Advertising platforms (such as Meta/Facebook or Google Ads)

  • Lead-generation partners

  • Referral partners

  • Marketing service providers

when you engage with our advertisements or submit forms through third-party platforms.


3. How We Use Your Information

We may use your information to:

  • Respond to inquiries and provide requested consultations

  • Provide insurance-related quotes, illustrations, or recommendations

  • Schedule appointments

  • Send educational materials and marketing communications

  • Deliver customer support

  • Improve our website and services

  • Track advertising effectiveness and campaign performance

  • Maintain compliance with legal and regulatory requirements

  • Maintain internal records for documentation and verification


4. Sharing of Information

We do not sell your personal information.

We may share your information with trusted third parties, including:

  • Licensed insurance agents and agencies affiliated with Safe Money Guys

  • CRM and marketing automation providers

  • Cloud hosting providers

  • Telephony providers

  • Analytics vendors

  • Advertising networks

  • AI-powered communication platforms

  • Legal or regulatory authorities if required by law

These service providers are contractually required to safeguard your information and use it solely for legitimate business purposes.

We do not share your mobile number with third parties for their independent marketing purposes.


5. Communications, Consent, and Call Recording

By providing your phone number or email address on our Site, landing pages, or lead forms, you provide your prior express written consent to be contacted by Safe Money Guys and its licensed representatives via:

  • Telephone calls

  • Text messages (SMS/MMS)

  • Email communications

  • Automated telephone dialing systems

  • Artificial or prerecorded voice messages

  • AI-powered communication systems

regarding insurance products, financial services, consultations, educational materials, and related offerings.

Message frequency may vary. Message and data rates may apply. Consent is not a condition of purchase.

You may opt out of text communications at any time by replying STOP.
You may unsubscribe from marketing emails using the unsubscribe link included in our emails.

Call Recording

Telephone calls (including calls placed or received through automated or AI-powered systems) may be recorded for quality assurance, training, compliance, documentation, and service improvement purposes. By participating in a call with us, you acknowledge and consent to such recording where permitted by law.

Consent Recordkeeping

We maintain records of consent, including submission timestamp, IP address, browser user agent, technical identifiers, and related metadata for compliance, verification, and legal defense purposes.


6. Cookies and Tracking Technologies

We use cookies, tracking pixels, and similar technologies to:

  • Enhance user experience

  • Analyze website traffic

  • Measure advertising effectiveness

  • Improve marketing performance

You may adjust cookie settings through your browser preferences. You may also opt out of certain interest-based advertising at www.optout.aboutads.info.


7. Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this Policy, unless a longer retention period is required by law, insurance regulations, or compliance obligations.


8. Data Security

We use commercially reasonable security measures, including SSL encryption, secure cloud storage, access controls, and restricted administrative permissions, to protect your information.

However, no system can guarantee absolute security.


9. Your Privacy Rights

Depending on your location, you may have the right to:

  • Request access to your personal information

  • Request correction of inaccurate information

  • Request deletion of your information

  • Withdraw consent where applicable

  • Opt out of marketing communications

To exercise your rights, contact us at:
[email protected]


10. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing personal information.


11. Children’s Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors. If we learn that we have inadvertently collected information from a minor, we will delete it promptly.


12. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised “Last Updated” date. Continued use of the Site after changes indicates acceptance of the updated Policy.


13. Contact Information

Safe Money Guys
A division of Smith and Llanes, Inc.
5379 Lyons Rd #3125
Coconut Creek, FL 33073
Email: [email protected]
Website: www.smguys.com