We Start With You
Before discussing products, we take the time to understand what matters to you, who depends on you and what you want your plan to accomplish.
About Safe Money Guys
Personal protection starts with a plan built around you.
Safe Money Guys is an independent insurance agency built around a simple belief: no two people, families or financial situations are exactly alike. Our licensed professionals take the time to understand your needs, priorities and goals, then help you evaluate available insurance and retirement income options to build a plan that fits your life.
Independent Agency
Multiple Insurance Companies
Licensed Professionals
Why Safe Money Guys Exists
Make the insurance conversation easier to understand.
Insurance can become complicated quickly. Product names, underwriting, policy features and long-term tradeoffs can make it difficult to know where to begin. We believe the process should begin with the financial question you already have — not with a predetermined answer.
A Different Starting Point
You don't need to know which product you need before the conversation starts.
Whether your concern is protecting your family's income, helping them remain in the home, preparing for final expenses or creating retirement income, the first step is understanding the objective. Product discussions come after that.
01
Problem
Start with what you're trying to protect, prepare for or accomplish.
02
Education
Understand the concepts and the types of solutions that may address that need.
03
Options
Review relevant differences, tradeoffs and available insurance choices.
04
Decision
You decide whether and how you want to proceed.
Independent means the conversation isn't limited to one insurance company's product lineup.
Safe Money Guys works with multiple insurance companies. That allows our licensed professionals to help you understand available options across more than one carrier while considering the objective, eligibility, product features and other relevant differences. Availability and underwriting vary by insurance company and product.
How We Help
Your plan should fit your life — not the other way around.
Two people can have the same goal and still need very different solutions. Your family, finances, responsibilities and plans for the future are personal. We believe the process of protecting them should be personal too.
We Look at the Whole Picture
Your needs do not exist in isolation. Family responsibilities, existing resources, budget, future goals and retirement plans can all shape the conversation.
We Help You Understand Your Options
Our licensed professionals explain relevant available options, important differences and tradeoffs in plain language so you can understand what you are considering.
We Build Around Your Priorities
The goal is not to fit you into a predetermined product. It is to help you evaluate a protection or retirement-income approach that reflects your needs, circumstances and priorities.
Personal by design
Speak With an Agent
Because protecting people means seeing the person first.
Life changes, and the plan that makes sense for one person may not make sense for another. That is why our approach begins with a conversation — and why the decision always remains yours.
Who We Help
Protection changes as life changes.
The financial questions that matter at 30 may look very different at 50, 65 or beyond. We help people and families think through protection at the moments when responsibilities, priorities and plans for the future begin to change.
You do not have to fit a particular life stage to start the conversation. What matters is understanding where you are now and what you want to prepare for next.
Building a Life
When more people begin depending on you.
Marriage, children, a home and growing financial responsibilities can make protecting income and the people who rely on it increasingly important.
Protecting What Matters
When you want the people you love to have a financial foundation.
Life insurance, mortgage protection and final expense coverage can each serve different purposes. We help you understand which needs you are trying to address first.
Preparing for Retirement
When the question shifts from accumulating money to creating income.
As retirement approaches, the focus can change from building assets to determining how savings, Social Security and other resources may support the years ahead.
Planning Ahead
When you want fewer financial questions left for someone else.
Preparing for final expenses and reviewing existing protection can help you make deliberate decisions now instead of leaving important financial questions entirely to loved ones later.
Trust Matters
A relationship built on clarity, choice and accountability.
Financial protection can involve decisions that stay with you for years. We believe you deserve to understand what you are considering, why it may fit your needs and what tradeoffs may come with it before you decide how to proceed.
Licensed Professionals
Work with people licensed to discuss the insurance solutions available to you.
Independent Agency
Our conversations are not limited to the product lineup of a single insurance company.
Informed Decisions
We help explain relevant options and differences so the final decision remains yours.
Independent verification
See our business profile with the Better Business Bureau.
Third-party resources can be useful when deciding who you want to work with. You can review our BBB business profile directly for current information.
Clicking the BBB logo opens our BBB business profile in a new window.